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Workflows · FP&A · Tier 2 · the long tail

Annual lease budget built from the lease sub-ledger

Lease master and amortization tables from the ERP, expiries in the horizon, business confirmations by email, FX and allocations, all rebuilt into the corporate budget strip. No vendor sells an agent for this.

By hand: Annual plus forecast refreshes, about two person-weeks · Energy, retail, telecom, transport, real estate.

The card, as it runs by hand

Input
The lease master and amortization tables, the list of leases expiring in the horizon, email confirmations from the business, FX rates, allocation percentages, and manual adjustments.
What I do to it
Wipe the prior budget. Rebuild schedules for renewals and additions. Tag manual rows versus system rows. Apply FX and allocations. Pivot into the budget strip by line, segment, and month. Produce budget-to-actual by lease, segment, and quarter.
Output
The strip for the planning manager, the schedules, and the assumption notes. A signed requirements and approval block already exists.
Who checks
The corporate accounting supervisor and manager sign the approval block.
How often
Annually, with forecast refreshes.
How long
About two person-weeks by hand.
How long now
Measured in the course after the first governed run, per card. Not estimated here.

As a governed workflow

Stays in code
Amortization, FX, allocations, and the strip layout. All code.
The AI does
Chase the confirmations, draft the assumption notes, reconcile manual versus system rows, explain the variances.
A person still
The same two signatures on the same approval block.
The log
Source extracts, FX table used, confirmations received, sign-off.

AI does the preparation. A named person approves it. Nothing posts to the books without that approval, and every run is recorded.

Where it goes wrong

Treating it as a first automation. It is annual, large, and signed. Do the reconciliation first; do this once the team trusts the pattern.

Why it lands in a room

Every IFRS 16 lessee has it, it lives in one person's head, and the sign-off block is already a control model.